Commercial vehicles are more prone to accidents and breakdowns and therefore owners of such vehicles are advised enough insurance to cover against such mishaps. Roadside help is required among van drivers especially those opting for a second hand vehicle due to credit crunch. An increased number of Brits are choosing a second hand vehicle because of the current economic situation. Research by motor companies also showed that the colour of the vehicle affects the amount of assistance needed on the road. Owners of red vans are less likely to require roadside assistance than grey coloured commercial vehicles. According to editor of imotormag.co.uk, grey vehicles are usually hired by companies as they appear new and scratches are less visible compared. However, they are exposed to greater mileage and therefore more roadside assistance is required for grey commercial vehicles than red ones. Experts have advised Van Insurance drivers to go for adequate cover even in times of deep economic turmoil. Though owners of commercial vehicles opt for cheaper policies, van insurance consumers are warned against such policies. Cheap policies might not be sufficient for van owners.

Road safety is not only high on the minds of the government, but in the UK even insurance companies like Kwik Fit Insurance is making an effort to raise awareness on road safety among its people. Kwik Fit Insurance is organizing a week long awareness program among its 950 strong workforce for its Lanarkshire office. Among many activities, the company has installed a speed motoring sign on the main road leading to the office at Lanarkshire. Concerns of over-speeding by vehicles inside the business park where the office of the Kwik Fit is situated is of prime concern. This awareness program hopes to educate people on various dangers on the road. (more…)

Drivers of Lothians be very careful as every month almost 150 motorbikes and cars have been seized by the police who are driving without a license or who do not own an Car Insurance cover. This has led to almost one-third of cars being converted to scrap or being sold after owners failed to turn up to claim their vehicles. Under laws introduced in June 2006, the police could impound vehicles, which are not driven by proper license holders or without a valid insurance.
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Are you responsible for an accident then see your Insurance premiums rise! Accidents could not only be fatal but could make a deep hole in your pocket as well. Drivers in the UK who meet with an accident because of their fault can see their insurance costs rise by more than 60%. A study conducted by a comparison website shows that more than 10 million users have faced such a rise in their premiums because of their own fault. According to an expert of the comparison website, a driver who has a past record of accidents will have to definitely pay more premium than others who are not at fault. The research also shows that GPs and bus conductors are more likely to face an accident but less than even 1.5 per cent of drivers are responsible for the crash. Au pairs and magistrates are also at a low risk.

Do you know really how car insurance works? Have you ever given it a serious thought as to whether you are getting your cars’ worth when you approach your insuring agent for claims? Many fail to understand that when you purchase a car insurance, you are insuring the car for the value at the time of purchase keeping certain conditions in mind. But at the same time, you must have noticed that in most cases when you get involved in a crash accident, you do not receive the total value as mentioned in the insurance papers.

So it leaves us bewildered as to how the process actually works. However, there are very few answers on the working of the car insurance industry. They will provide you with the value of your car not more than the amount before being written off. Then if this is the case, why at all do they ask for a rough value. It is now understood that a part of the premiums which you pay are used for repayment for the loss incurred by uninsured drivers to the insurance industry. So, are we in the UK getting a good deal on car insurance? We still have to understand the variables which are used by the insurance companies to calculate the premiums.