eCar Insurance
For those who are busy and forget paying car insurance on time, eCar, online insurance portal is a perfect solution. The UK based car insurer provides variety of solutions which can put you `in control and rewards you’ as eCar website proclaims. Standard policy, pay as you go policy and short term policy are the three types of policies which are on offer by the eCar Insurance. Each with its customer friendly USP can be a right cover to suit your individual requirements.
Standard Policy provides annual premium payment option with `outstanding cover and flexibility’. It gives life time claim cover across European Union and option of interchanging the cover with four drivers on four different cars. This combined with option to make changes to your policy terms online at your convenience, makes it customer’s favorite and attractive.
Pay as you go is a monthly policy. The eCar gives you freedom to insure for one month and switch it off and insure again as per your need and requirement. In case you discontinue the policy the insurer promises you to charge you single rate for next eight months. Short term duration Car Insurance policies are for those who use cars for 1-28 days. The one-off occasions policy as it termed, is beneficial for those using friend’s car for a week, insuring your neighbor for driving with him on a vacation, test driven cars and hired cars.
One of the well known features of the eCar policies is the NCD. It gives you protected no claims discount (NCD) for life. The benefit is applicable for those who remain loyal customers of the company for more than five years. The online insurer provides breakdown cover as well. This benefit can be availed by the car owners at no extra cost. The cars which are covered are those which are up to eight year old and will be given facilities such as roadside repairs and getting you back home in the company sponsored vehicles. The eCar expects the customer to report claim related `accidents and incidents’ within 48 hours. Any failure to do so, the company warns, may lead to the customer being personally made liable to settle the claims.
The company has become renowned with customers for its cheaper premiums as it does not have to pay any agent commissions. The eCar claims that it saves more money by including freebies such as legal expenses insurance and break down cover in its policies.
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