‘Fronting’ is Common among Brits

Fronting has become quite common among Brits and one in every three people think that fronting on Car Insurance policy is legal and acceptable. Fronting happens when the main driver of the car gives false information to the insurance company that someone else is driving the car. A survey of moneysupermarket reveals that a fifth of the population would consider front to save on car insurance.

This happens when parents put their name on the insurance policy instead of their child’s name for cutting on insurance premiums. This is true especially for young drivers who just turned 18 and whose insurance premium can cost around £2,600. However, if caught, the insurance company can charge the penalty or even cancel the policy. Once you get your insurance cancelled, it would not only be difficult to get one but even if you get it would be expensive. Insurers can even refuse to pay-out for claims or agree to settle third party claim and recover the cost from the parents.

If the insurer rejects a claim, young driver could see himself driving without insurance which means penalty points and an automatic ban for new drivers. Head of motor insurance at moneysupermarket, Steve Sweeney said that fronting is illegal and would be considered as fraud. Having own insurance policy for young drivers would enable them build their own no claims discount.