Saga Motorhome Insurance
Saga motorhome insurance is designed for people over the age of 50. Comprehensive cover starts with just 150 pounds a year. Personal effects cover up to 1,500 pounds. Vandalism is covered and also there is an unlimited European cover. A discount of 50% is available to the ones who seek this policy. There are many unique features to Saga motorhome insurance which are not common with other insurance companies.
Any driver with a full licence can drive motorhome if one is involved in a medical or motoring emergency provided that the policy holder is in the motorhome at that time. In case of accidents Saga ensures that the insured reaches home. If the motorhome becomes immobile after an accident then there is a provision of up to 500 pounds for hotel expenses as well as travelling. If the motorhome is taken abroad then Saga Motorhome Insurance automatically includes the same level of cover in Europe for an unlimited period and at no extra cost.’ No claim discount’ will not be affected if a claim for damage is caused by vandals.
There are basically three kinds of plans-Third party only, third party, fire and theft and comprehensive. Accidental damage to insured motorhome is covered in comprehensive cover. Legal costs arising from a Third Party claim, emergency treatment costs and liability to Third Parties are all part of all the three types of Saga Insurance plans. Cover for audio/visual and/or communication equipment which are permanently fitted in the vehicle are not covered in third party only plan. It is covered in comprehensive plan unlimitedly while it is covered only if it’s a result of theft or fire in ‘third party, fire and theft’ plan. Driving other cars gives the benefit to the policy holder and the named spouse/domestic partner and selected occupations. All the three kinds of plans cover any person with a full driving licence to drive motorhome in emergencies.
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