Saga Caravan Insurance
Saga has come up with Saga Caravan insurance which is designed for above 50s. They offer high level cover and one can save up to 10% online. There is a provision of Vandalism cover and it is without affecting one’s no claim discount. Year round European cover is available as standard with gold cover level while it is optional with Silver cover. Even while lending the caravan to family and friends it is covered. Basically there are two kinds of Saga Caravan Insurance Silver and Gold. Introductory discount is applicable to both. Up to 5 years “New for old” cover is available if the caravan is insured with Saga’s Silver plan. It is for full replacement value within five years of manufacture. Up to 12 years “New for old” cover is available with Saga’s Gold plan. Both Gold and Silver plans have flexible contents and personal belongings cover and unlimited recovery and delivery of one’s caravan. If instead of insured person there is someone else who is using the caravan but with insured person’s permission then the person is covered. Both Silver and Gold plan gives the insured no claim discount, security discount, vandalism cover, storage discount and an option to protect maximum no claim discount. Flexible excesses and up to 2.5 million pounds public liability cover is included in both Gold and Silver plans. Unlimited European cover is optional in Silver plan whereas it is available by default in Gold plan. Loss of use cover for temporary accommodation, hiring or travel expenses can amount to 1,500 pounds in silver plan whereas it can amount to 2,250 pounds in Gold plan. Personal accident benefits for the Saga Insurance policy holders and their spouse or partner amount to up to 20,000 pounds in Gold plan whereas it is up to 5,000 pounds as standard in Silver plan with optional increase to 20,000 pounds.
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