RAC Day Insurance
RAC day insurance is valid for 1 to 28 days. Comprehensive cover is available immediately. It is available for cars as well as vans up to 3.5 tonnes. The cover for first 2 days is from 10 pounds per day but for more days is from 4 pounds per day. RAC Day Insurance protects car with pay as you go cover. The cover is for 1 to 28 days for 24 hours. The cover includes legal liability for death or injury to any other person, legal liability for damage to other people’s property. Loss or damage by fire, theft or vandalism and damage to the insured vehicle in the event of an accident are also inclusive. This comprehensive cover also includes new car replacement, accident recovery and approved repair service.
There are other options to choose from for the people seeking RAC day insurance. RAC short term breakdown cover and European cover. There are also a few exclusions which are significant in their limitations. Loss or damage from theft while the keys are left in the car is excluded. Inappropriate use, damage to tyres by braking or by punctures, cuts or bursts are all excluded. Loss of use, wear and tear, reduction in value or mechanical, electrical or computer breakdowns, failures or breakages is also excluded in RAC Insurance. Description of use section plays a major role in covering the kind of damages and losses. If there is any accident, injury, damage or loss that occurs which is not included in“description of use” section of certificate of insurance or if the person is not described in the certificate of insurance then it is excluded in the cover. Exclusions also include liability if any incident leading to a claim is covered under any other insurance policy. There are certain eligibility criteria for vehicles as well as individuals.
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