Hastings Essentials
Hastings Essentials is the trading name of Hastings Insurance Services Limited, which offers insurance policies to customers - especially car insurance. The insurance activities are done as per regulations of the Financial Services Authority. The insurance schemes are applicable for customers residing in UK. It does not include those living in Northern Ireland, Isle of Man and Channel Islands. Hastings Insurance Services Limited founded in 1997, was then under Australia Group (IAG). In 2009, it was sold to Hastings Insurance Services. Today, the parent company offers a series of insurance products and schemes. Some of these include home insurance, car insurance, motorcycle insurance, and similar coverage options. There are services too, which cater to motor breakdown.
However, Hastings Insurance Services soon realized that there were many more customers still to be tapped. These potential buyers were those who did not want to pay a huge premium on policies as they did not want many of the options that the policies covered. In other words, the customers wanted just the basics and pay a minimum insurance premium for the policy. To rope in these customers, Hastings Essentials was launched in May 2008. Superbly low in premium, Hastings Essentials Car Insurance has gathered many more customers who have opted for this insurance based on this facility. Affordable and simple, this car insurance is just what many people living in UK wanted. It included the essential coverage and not the frills associated with premium car insurance policies.
Nevertheless, there is a basic standard maintained by Hastings Essentials in policies it provides for the car insurance customers. For instance, the policy would include courtesy car and half priced MOT voucher without any cost. There is also a windscreen cover for unintentional scratch up. Additionally, the customers availing Hastings Essentials policies would also get their due, no-claim discounts. Hastings Essentials would first try to recover the uninsured damages from the party which was responsible for the car crash. Some of these include repairing costs and compensation due to the damage. The insurance firm either pays for the repairs or pays the market value of the car before the crash. In short, Hastings Essentials takes care of the car in a smash up, pilferage, or fire.
Based in Sussex, Hastings Essentials department is noted for its caring customer care service and quality products that ensure a long term Car Insurance security to the customers. Through its useful workmanship and customer care, Hastings Essentials is today recognized as one of the popular Car Insurance brand in UK.
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