Many insurance companies in U.K will not insure in lease vehicles. They insist that the driver should own the car. So also ex company car drivers cannot claim the NCDs accumulated when they were a part of the fleet.
Endsleigh Car Insurance offers solutions to these drivers.
Insurance of Lease or Company Car Drivers
Endsleigh has a panel of insurance companies and has negotiated special car insurance deals with them. These companies take into account the past experience of the driver and give them an equivalent no claims discount for their new policy. Endsleigh car insurance is applicable for those vehicles, which have a lease period of at least 12 months.
Classic Car Insurance
Endsleigh provides car insurance for classic cars manufactured before 1980. Safe drivers who have very good driving histories can avail special rates. To avail these low insurance rates the drivers should have 3 years of no claims bonus, it may not necessarily be with a classic car. Though you own a usual vehicle and have a no claims discount with the car, you can mirror the no claims to get discount with the classic car. You can also avail 20% discount, which depends on the vehicle’s age.
Grey Imports Insurance
Many UK insurers will not provide insurance even if the imported car is a European version of a UK car and has a left hand drive.
Endsleigh offers insurance to such insurers that too with cheaper rates.
Generally security fittings in a car ensure whether the car will be insured or not. If the car has a Thatcham category 1 or 2 security fitting then you will get a cheap deal with Endsleigh. Even left hand drive cars can get insurance and if the car is a UK equivalent there is no extra premium to be paid.
Modified Car Insurance
Modified cars generally fetch very high rates of insurance. Modified cars are the ones that have alloys wheels and or an exhaust can. Such modifications make the car ineligible for insurance. Endsleigh accepts modifications and have about 50 insurance schemes to suit modified cars.
In case modifications are heavy then the company will talk to the insurer before giving the quote.
Named Driver No Claims Bonus
Named drivers on another person’s insurance cannot avail any no claims bonus or discount. Drivers with zero no claims should pay high premiums so Endsleigh takes car of this by giving the named drivers no claims bonus. The no claim is calculated on a discount scale.
Claims
In event of a claim the no claims bonus is stepped back by two years. Once on the top of the scale you will not get any additional claims years.
Car Groups
Your car will be grouped to find the insurance, higher the group more the premium. Performance and luxury cars have some restrictions and excesses for these cars increase due to parking and security requirements. Endsleigh uses a panel of insurance schemes, which has many variants to show how one vehicle can be rated differently.
Standard Covers
Endsliegh offers the standard covers comprehensive, third party theft and fire and third party only cover.
Endsleigh offering so many solutions to its insurers and attracting them with various schemes makes them the popular
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