In case you are fed up with yearly bills then you can opt for Pay As You Go insurance. Insurers have taken a leaf out of 'pay as you go' mobile phone services and have introduced
Pay As You Go Car Insurance under which you only pay when you use your car. The Pay As You Go insurance is targeted towards young drivers who often have to pay more for their insurance.
Now how does the
Pay As You Go Insurance works?
A device- black box tracker system- is fitted to your car which sends out details of your journey through satellite to the insurer. You will receive a monthly statement as per the data sent out by the device. The boxes could also be modified into satellite navigation systems and anti theft devices.
Policy Extras or Ancillaries
Every individual is different from others and so is his insurance need. Customer looks for customised solutions. So, to provide customised solutions extra cover or ancillaries play a huge part. The extra cover can be a breakdown cover or legal expenditure cover. Some insurance companies also offer a courtesy car (like for a like car) cover in case of an accident to your car. Depending upon your driving experience and
car insurance needs you can pick some of the extra cover to insure yourself adequately. However, it’s very important to cross-check the terms and conditions of the extra cover with your insurer. You should also enquire about the cover limits of the ancillaries. At our place, we suggest you various ancillaries offered by our participating insurers so that you are able to choose them without any confusion. We also make sure that you get an idea of total costs involved in the deal before you choose an insurance plan.
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