Why Insurance Claims Gets Declined?
Sometimes you may face with a situation when your
Car Insurance company refuses to provide you with the claim or shrink your companion amount to a big deal. This situation happens due to some of the reasons:
- If your vehicle got stolen or a theft has taken place, then your insurer feels that you are totally or partially blamed for such an event.
- If you have provided misleading, inaccurate, untruthful information to the insurer related to the claim or the policy.
- It might be the case that you don’t have the sufficient documents to support your claim or you don’t have receipts like the theft of an expensive DVD player from your car.
- The Car Insurer might reduce your claim compensation if your car is classed as being only a few hundred pounds.
So it becomes necessary for you to provide all the relevant information related to the claim to your insurer to avoid any kind of problem in your claim. Some of the points to remember include:
- The interpretations of the small print of your car matters the most.
- The success of any claim may depend upon the records of all conversations, receipts, and copies of all correspondence.
- In case you feel that the insurer is trying to give you a less amount despite of providing all the required documents to him, then you can take the help of Financial Ombudsman Service (FOS) to resolve the matter.
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