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Pass Plus :
It is a training program for new drivers. Insurers generally offer discounts for attending this program but you need to supply your certificate to the insurer.
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Points :
The driver receives points on his licence for every driving offence committed. Insurers consider these points while calculating the premium. The more the points, the higher is the premium amount.
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Proposer :
Proposer, also called policyholder, is the person who takes out the insurance policy..
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Protected No Claims Bonus :
Some insurers will permit protection of your No Claims Discount which means you can make a number of claims over a specific period of time without your any claims discount being reduced. This is called protected No Claims Discount
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