| Listed below are general car insurance-related terminologies and their meanings. Click on the alphabet to view the list of terms starting with that letter. |
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Optional extras :
Optional extras are nothing but extra cover added on to a policy. This may include legal cover and breakdown cover. Some insurance companies also offer a courtesy car (like for a like car) cover in case of an accident to your car.
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Owner and registered keeper :
Most often the owner and the registered keeper of a vehicle are the same person except in a few cases. The registered keeper is liable for licensing the vehicle and declaring it off the road; and for any enquiries from the police regarding driving and parking offences will be directed to them.
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