A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

• Immobiliser : An immobiliser is an electronic device fitted to a car which prevents the engine from running unless the correct key is used. Immobilisers have been mandatory in all new cars sold in the United Kingdom and more recent motor vehicles have these factory fitted by the manufacturer. A immobiliser can also be fitted by a garage or specialist. Some insurance companies will offer a discount if the car has an immobiliser


• Import or imported vehicle
  UK-specification : These cars are brought in from other countries and match UK specifications.
  Non-UK-specification : These cars are brought in the UK from other countries but differ from current UK specifications.


• Indemnity : Indemnity means protection against financial damage or loss by compensation. In insurance terms, insurance policyholders are put in the same financial position after a loss as they were immediately before it.


• IPT : Tax levied by the Government as a percentage of insurance premiums.


• Insurable interest : The principle of insurable interest states that you can only insure a car if you can express that you will be put up with financial loss if it is damaged, stolen or destroyed. So you cannot insure your friend’s car.


• Insurance intermediary : Please refer to Broker.