A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

• Certificate of insurance : A certificate of insurance is proof of car insurance as obligated by the Road Traffic Act. Mostly, the certificate of insurance is required to be produced as proof that you hold a valid car insurance policy


• Comprehensive cover : Comprehensive car insurance provides cover for everything in addition to what a third party fire and theft does. You will generally be covered for losses or damages to your car, accessories, accidental damages and also medical costs


• Compulsory excess : The insurance company might ask you to pay a compulsory excess amount towards any claims on your insurance policy. The compulsory excess amount is generally levied upon young drivers or for high value vehicles


• Conviction code : The codes are shown on the relevant driving licence of the driver.
  This is a 4 digit code of letters indicating the offence committed:-
  AC20 Failing to give particulars or report accident within 24 hrs
  BA10 Driving while disqualification by order of the Court
  BA20 Driving while disqualified as under age


• Cover note : A temporary certificate issued to give time to the car insurer to complete the documentation and is generally used till the issuance of certificate of insurance


• Cover Type : Mostly car insurers offer following cover types:-
  Third party only (TPO):- While driving other cars you need to have a third party only insurance. The third part only car insurance covers your liability to others. So, if you want to drive other cars under special conditions then it is mandatory to have a valid third party car insurance policy.
  Third party fire and theft (TPFT):- For a person to drive a vehicle in the UK it is a legal obligation to have third party insurance. This is to make sure that any third parties and their property are covered in case of an unpleasant incident. But it doesn’t cover you against damages to your vehicle. Third party fire and theft (TPFT) covers you in the event of your vehicle being stolen or damaged (even destroyed) by fire.
  Comprehensive: - Comprehensive car insurance provides cover for everything in addition to what a third party fire and theft does. You will generally be covered for losses or damages to your car, accessories, accidental damages and also medical costs.