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Budget Insurance

Budget Insurance - Budget Car Insurance & Other Insurance

Budget Insurance is one of the UK's leading insurance company offering car, home and van insurance. Budget Insurance was launched in 1992 and has become one of the UK's largest personal lines intermediaries through a combination of organic growth and a series of major strategic acquisitions.

Budget is part of the BGL Group. BGL Group's mission is to be the first choice provider of quality Financial services, which are accessible, easy to understand and easy to use. In Australia, Auto & General Insurance Company Limited is also part of the Budget group and is authorized by the Australian Prudential Regulatory Authority (APRA). The company also holds an Australian Financial Services License.

The organization staffs are also trained to give expert advice and to solve problems quickly and efficiently. They also ensure that the company's customers are getting the home or car insurance at the lowest price and making claims easy. Its core products are Car, home, commercial vehicle/ van and bike insurance. It also offers a different range of minor products like breakdown cover, personal loans, travel and life, and taxi insurance.

They offer Car Insurance to the insurer with benefits like NCD protection, Legal protection, Voluntary excess, No-frills, Flexible, Payment protection, and have different branches. Budget Car Insurance policy offers covers liability to third parties, issues policies for accidental death or injury to persons and accidental damage to property.

Comprehensive Cover from Budget Indemnity protects against accidental or malicious damage, loss or damage to personal effects in the vehicle as well as loss or damage to sound equipments. Van Insurance provides free windscreen repair, van replacement with motor legal protection, repair guarantee etc.

This company offers single trip, multi-trip, adventure travel and extended stay travel insurance and also get reimbursement for lost baggage, customer can get cover for winter sports or venturous activities such as diving or ballooning. Budget's home insurance offer home, building, contents, accidental damage, and legal policy. Home protection of budget insurance provides accidental damage for TV, PC, videos and Hi-Fi automatically included in the cover.

Financial Protection Services have improved day by day. Budget Insurance has millions of customers and offer different safety products. Budget is able to access a wide range of underwriters, making it highly competitive in the market. By using the latest technology and providing high service standards, they make it easier for their customers to buy policy's over the phone.

Benefits of Budget Insurance

• Earn commission with Budget Insurance Services Large panel of leading Insurers accommodating a wide range of risks
• Personal, dedicated account management
• Absolutely free to join
• Set up your partnership within 24 hours
• Unlike most affiliate schemes, BUDGET will reward all affiliates for sales completed over the telephone
• Wide range of creative graphics, text links available.

Budget Car Insurance
Budget Commercial Van Insurance
Budget Home Insurance
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no of insurance (8)
  Over all Young-Drivers-Car-Insurance
Coverage 45%
Cost 47.5%
Customer Service 42.5%
Claims 45%

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By
Location Edinburgh
Type of Insurance Car Insurance
Date: 01-08-09
   
Coverage
Cost
Customer Services
Claims
Summary
I insured my car with Budget insurance after I had moved from Belfast to Edinburgh. After 8 months I phoned to add a visiting friend onto the insurance and was told that Budget had cancelled my car insurance 2 months previously. They gave me the reason that I had a Northern Ireland number plate, which I had had when I took out the insurance and which was cited on my policy. You are under no obligation to change your number plate when you move to the mainland UK. When I pointed this out they just kept saying over and over that this was they reason they had on the computer and they could say nothing more about it or let me speak to anyone else. I had been therefore driving, unknowingly, without any insurance for 2 months!! They said they had tried to phone me a few times but couldn\'t get through (I find this hard to beleive as I checked they had my correct mobile number and I have an answering service on it, surely with something this important someone would have left a message) and admitted they never bothered to inform me in writing of the issue before or after cancelling my insurance. I was furious, and my complaint letters and calls hit a brick wall so I ended up going to the underwriters to get an apology.
By Dean
Location Kent
Type of Insurance Car Insurance
Date: 01-08-09
   
Coverage
Cost
Customer Services
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Summary
Changed my car what I though was at the end of contract but it was automatically renewed and they then requoted me double anyone else to insure the new car, or charge me 40% of the value contract to leave them. Cheap initially, poor communication to customers, dam indian call centres.
By Poppy Cameron
Location Sevenoaks
Type of Insurance Car Insurance
Date: 13-03-09
   
Coverage
Cost
Customer Services
Claims
Summary
In April I got my Budget car policy cancelled and was told that there would be no charges that shall be levied on me since the policy was fully paid up and there were still 3 months to go. To my dismay I received a cancellation fee request from them amounting to 12 pounds and another bill for 64 pounds. I queried them thrice about the same but received no reply. I called them up eight times but they kept me waiting for long and twice I had to wait for more than 20 minutes when I wanted to speak to their supervisor. I gave up. They promised me refunds and return calls, nothing of which ever happened. One of their employees told that they could not catch me despite my mobile and home phone numbers carrying an answering machine facility. They could have also sent a mail if they had ever wished. I had kept a record of the whole issue and finally succeeded in proving my case.
By Bruce
Location Sapcote
Type of Insurance Car Insurance
Date: 04-02-09
   
Coverage
Cost
Customer Services
Claims
Summary
I had received terrible customer service. I tried to cancel the renewal of my wife\'s car insurance by phone before it was due. I passed all the security checks but due to unusual circumstances she was unable to speak to them on the phone. They refused to cancel the renew however they did agree not to automatical debit my bank account. However 3 weeks later they took money from my account without my authority.Although I have spent considerable time on the phone to them as yet they have failed to refund this money. I also had several problems with a claim for a non fault accident. Avoid at all cost.
By Fearghas
Location Oregon
Type of Insurance Car Insurance
Date: 07-08-08
   
Coverage
Cost
Customer Services
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Summary
The initial price of their quotes is good and they are quite cheap. Their supportive staff is very helpful & friendly and do not make you wait at all.
By Pablo
Location Naylors Blue Drive
Type of Insurance Car Insurance
Date: 04-08-08
   
Coverage
Cost
Customer Services
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Summary
Budget is certainly not the smart option to go for. If you make use of their monthly payments, you will have to pay a heavy penalty for cancelling the policy at an earlier date. Indeed, the total expenses far exceeded the actual cost of the yearly premium, even when I cancelled after using their policy for less than 6 months.
By
Location Lichfield
Type of Insurance Car Insurance
Date: 16-03-08
   
Coverage
Cost
Customer Services
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Summary
Absolutely appalling company. They try to charge for every single thing - read all the small print. Their customer services are dire, you usually end up speaking to someone in India who sounds abount 12. They automatically renew your cover - how helpful of them - then charge cancellation fees and a percentage of the insurance cost. Avoid this company because Smart people do not insure at Budget.
By Richard
Location Jersey City
Type of Insurance Car Insurance
Date: 02-01-08
   
Coverage
Cost
Customer Services
Claims
Summary
Hey, you know what this is the first choice provider of high- quality financial services, they provide home, car, and van insurances with low rate prices. I had car insurance with online budget insurance. The online services are great, online application form is very easy to fill. They always try to do best job and make sure that fulfill all its customers. They have good customer service agents and there are able to make a response as soon as possible. I don’t want to loose my friendship with budget…..
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