You might become a victim, while buying a second hand bike. So, here are few tips to help you in this direction:
- To ensure that the Second Hand Bike has not been stolen, match the engine number and frame mentioned in the logbook
- Employ an efficient inspection of different loopholes like rust, breakage, damage, dents and traces of repair work
- Inspect various parts like chain and sprocket against damage
- Inspect the mileage consistency with respect to second hand bike’s documents and condition
- Check engine against rough start or smoke
- Analyze the oiling system of the Second Hand Bike to ensure its appropriate working
- It is your right to ask for a test ride, so don’t compromise with it
- Follow the right way to check POWER, which includes Petrol, Oil, Water, Electrics and Rubber
It is easy to say no to the bike, which doesn’t satisfy you in one or the other way.
Insurance Cover with Riding other Motorbikes
An insurance cover, called 'Riding Other Motorbikes', is available with some of the insurance companies. Here are some things you must know about this type of cover:
- This cover allows the insured person to ride other motorbikes, but with the knowledge of bike owner
- The cover allows Third Party Only cover in case you need to make a claim on your Bike Insurance plan
- The cover is not eligible for any other bike possessed or hired by the policyholder
- There had been more than few instances, when this cover was misused by the policyholder and that enforced most of the companies to eliminate it from their lists
- The possessors of an Bike Insurance plan promising 'Riding Other Motorbikes' had been using it as a trick to get their inexpensive bikes insured, while using this cover for more expensive bikes. This cover legally enforced the insurer to pay for the damages of policyholders
- The genuine motive of this insurance cover was to serve the motor bikers in case of emergency situations and not to entertain their illicit benefits
While availing an insurance plan, you must make sure that whether you want this insurance cover to be included in the list or not. Make sure that your insurance plan offers this insurance cover. Else, you might find yourself in bad situations, if you were false considering the availability of this cover in your insurance plan.
