Barclays understands the car insurer, how is that? They have car insurance that offers protected no claims, 70% discount for those with high no claims discount. Barclays even offers its customers 10% for purchase of their insurance online
Who provides the Insurance?
Barclays Car Insurance is provided by Barclays Insurance Services Ltd who are subsidiary of Barclays Bank Plc having their registered office in the United Kingdom.
Any resident of UK with a registered vehicle and the main driver of the vehicle can get
Barclays Car Insurance. Barclays does not provide insurance for the residents of N. Ireland. The insurer has to have a valid UK driving license.
In case of no claims, the insurer should not have more than one claim of fire, theft or malicious damage in the last four years.
Those who have motor convictions or fixed penalty offences or have been disqualified from driving in the past 5 years are not eligible for car insurance.
Taxi drivers, courier or motor traders are not eligible for Barclays Car Insurance.
Types of Barclays policies:
Barclays provides only comprehensive insurance cover with all benefits like legal liability cover, own damage cover, personal injury cover, medical expenses cover, personal belongings cover, windscreen replacement, window breakage cover , replacement of new vehicle, replacement of locks and accident recovery.
Barclays Car Insurance offers various types of optional extras like
- Legal services cover which helps during an accident for no fault of the policy holder. Here you can reimburse medical expenses, personal injury and even legal service charges
- Courtesy Car Options- this cover is helpful during car breakdown , the policy holder is provided with a hire car for no charge for a minimum period as decided by the insurance company
- Foreign Use – in case the policy holder wants to take his car to a foreign country he can do so with this optional extra cover
- Protected No Claims Discount – This optional extra helps to protect the no claims earned by the policyholder for a small additional premium
- Barclays also provides UK Breakdown cover and European breakdown cover. European breakdown is available only if the policyholder has selected the Annual Foreign use option
Claims and Complaints:
Claims process is simple and easy and claims can be done through telephone.
Barclays settles all complaints related to
Car Insurance amicably. In case there are unresolved complaints they can be referred to financial services compensation scheme (FSCS). This body would help the policyholder in getting compensation for any unresolved complaint on the part of the company.
Any policy is taken for a period of 12 months.
Barclays Car Insurance policies can be cancelled within a period of 14 days from the date of purchase of the policy. If the insurance cover has not commenced then full refund of premium is done. In case the insurance has commenced then there will be a deduction in the pro rata amount calculated based on the number of days the insurance was in use.
Barclay's car insurance is for those looking for quality insurance and low premiums. Avail their car insurance and get the best deal.
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