AA is a popular financial services provider in the UK. Their products range has travel insurance, home insurance, car insurance, van insurance and motorcycle insurance.
AA Car Insurance provides three types of insurance to suit three categories namely – short term car insurance, woman’s car insurance and young drivers insurance.
Short term car insurance is helpful for those who want to borrow someone else’s car for a short period. This is useful for temporary additional drivers, temporary additional cars, courtesy cars, immediate insurance for a new car. It is available to anyone with a valid UK driving license. The insurance period is from 1 to 28 days and is available to anyone above the age of 24.
Women’s Car Insurance - According to statistics women drivers encounter lesser accidents than their male counterparts. Hence female drivers enjoy the competitive premiums with a range of benefits to their credit. The car insurance for women has the benefits of replacement of car seats, locks, and cover for personal possessions and also there is help in recovering uninsured losses after an accident.
AA Young Drivers Car Insurance – generally these drivers are more prone to accidents and hence the insurance premium for this category is generally on the higher side. Reduction in premium can happen by avoiding insurance claims and speeding tickets in the first year of driving. AA treats its young drivers very fairly by offering them premiums which are considerably low and yet one should always opt for a cover that suits our needs even though every cheap insurance cannot provide the best.
AA also offers its young drivers support schemes like pass plus which helps them become safe drivers in future.
Car Security - AA also provides the best advice on car security to its policyholders like not to park the car in the street at night. It also advises its policyholders to lock their car in their garage while at home. Advice is also provided not to leave valuables inside the car as not to attract thieves and therefore ensure safety of the vehicle as well as the contents inside the vehicle. By increasing the security of the car it is more likely to reduce the premium for car insurance and thus benefit by it.
Claims process is easy and telephone lines are open from Monday to Friday from 8.30 a.m. to 8 p.m. So
AA Car Insurance caters to all segments of drivers starting from the young driver who has just learnt to drive to experienced female drivers who are more cautious in their driving skills. Hence AA’s popularity in car insurance cannot be equaled by other companies who cater to only one segment.
With all such facilities available to car insurers what more should AA provide to make it more attractive.